Privacy Policy

Last updated: October 17, 2026

Topaz Ram Holdings LLC, a Wyoming limited liability company, operates Stellar Investor. This policy explains how information is handled when you visit the site, subscribe to The Investing Frontier, use the Investor Quiz or contact us.

Information you provide

Newsletter signup collects your email address and the signup source, such as the page or form used. We store subscription records and synchronization status to operate the list and resolve delivery or signup issues. If you contact us by email, we receive your message and any information you choose to include.

We do not ask public readers to provide bank account details, Social Security numbers or passwords to use our educational tools. Please do not include sensitive financial information in messages.

Newsletter delivery

Signup information is stored by our site and shared with Beehiiv, our newsletter service, to manage subscriptions and deliver email. Beehiiv may process delivery and engagement information under its own privacy practices. Newsletter emails provide an unsubscribe link; you can also contact us for subscription assistance.

Investor Quiz and calculators

The Investor Quiz does not require your name or email. We save submitted multiple-choice answers, calculated scores and any generated analysis without attaching a reader account or newsletter email. Answers and scores are sent to an AI service to produce the personalized educational analysis shown on the page. These records help us understand quiz usage and improve the assessment.

Quiz records do not include a name or email, but hosting and service providers may separately process technical request information. Public calculators compute illustrative results from the inputs you provide; do not treat quiz results or calculator outputs as professional advice.

Technical information and browser storage

Hosting, security and delivery services may process IP addresses, browser or device details, request times and diagnostic logs to deliver the site, prevent abuse and investigate errors. Outbound tool links routed through our redirect service record the tool, referring article and link position when available, request time, referring URL and browser user-agent. These records help us understand link usage. Diagnostic error reporting may also be used to troubleshoot the site.

Authentication uses browser storage to maintain administrator sessions. Administrator interface preferences and unsaved Shorts edits may use cookies or browser storage. Third-party sites reached through links may use their own cookies and tracking technologies. Browser settings can control cookies and storage, though blocking them may affect sign-in or other functions.

How information is used and shared

We use information to provide requested services, manage subscriptions, respond to inquiries, maintain security, troubleshoot problems and improve content and tools. Service providers supporting hosting, email, authentication and AI analysis process information needed for those functions. We may also disclose information when required by law, to protect rights and security, or in connection with a business transfer, subject to applicable protections.

Retention and security

We retain information as needed for the purposes described here, operational records and applicable legal obligations. We use access controls and other safeguards, but no storage system or transmission method is completely secure. Service providers may process information outside your state or country.

Your choices and privacy requests

You may unsubscribe from newsletters, control browser storage, or contact us to request access, correction or deletion of personal information. Applicable rights depend on your location and the circumstances. We may need to verify a request, and legal or operational exceptions may apply. Because quiz records are not linked to an email or reader account, we may be unable to identify a particular result.

Children and external websites

The site is intended for a general adult audience, not children under 13. We do not knowingly collect personal information from children under 13; contact us if you believe this has occurred. External websites and services have their own privacy policies, which we do not control.

Updates and contact

We may update this policy as the site or its services change. The date above identifies the latest revision. Send privacy questions or requests to:

Topaz Ram Holdings LLC30 N Gould St, Ste R, Sheridan, WY 82801wealth@stellar-investor.com